Rates & Insurance
Therapy is an investment in your long-term wellbeing.
Starting therapy is both an emotional and a financial decision and I want the process to feel clear and straightforward so you can focus on the work, not the logistics. Below you'll find everything you need to know about rates, insurance, and how to make sessions as accessible as possible.
If you have questions that aren't answered here, I'm happy to walk you through it.
Session Rate
Individual Therapy - $200 per session
Sessions are 60 minutes and held either in-person at my office in Denver's Highlands neighborhood or via Telehealth anywhere in Colorado.
My rate reflects the care, expertise, and intention I bring to every session, along with the convenience of my modern office in Denver, Colorado. By keeping a smaller caseload, I can provide thoughtful, individualized treatment for you.
Using Insurance & Out-of-Network Benefits
I am an out-of-network provider, which means I don't bill insurance directly. However, many insurance plans include out-of-network benefits - meaning your insurance company may reimburse you for a portion of each session fee after you've paid.
Many clients with PPO plans are reimbursed 60–80% of the session fee after meeting their out-of-network deductible.
How to use your insurance to pay for out-of-network therapy:
You pay for your session at the time of service. I accept all major credit and debit cards and HSA/FSA cards.
I provide you with a superbill - a detailed receipt that includes all the information your insurance company needs.
You submit the superbill to your insurance provider (through their patient portal or by mail).
If your plan includes out-of-network benefits, your insurance sends you reimbursement for a percentage of your payment.
Good Faith Estimate Notice
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost.
Under the law, health care providers need to give patients who don’t have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.
You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider or facility for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider or facility gives you a Good Faith Estimate in writing within 3 business days after you ask.
If you receive a bill that is at least $400 more for any provider or facility than your Good Faith Estimate from that provider or facility, you can dispute the bill.
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Out-of-network means I'm not contracted with insurance companies and don't bill them directly. You pay for sessions upfront, and if your plan includes out-of-network mental health benefits, your insurance may reimburse you for part of the cost.
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A superbill is a detailed receipt I provide after each session that includes the session date, service code, my license and tax information, and the fee paid. You submit this to your insurance company to request reimbursement for out-of-network services.
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Choosing an out-of-network provider isn't just a financial tradeoff - there are real clinical benefits too. Your therapy remains fully confidential, with no progress notes or updates shared with your insurance company, and there's no required diagnosis to justify your care. You're not limited by session caps or insurance-mandated timelines, and your treatment is guided by what you actually need, not what insurance deems "medically necessary." It also means I can spend my energy on your care rather than navigating insurance requirements.
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I am not offering sliding scale at this time. If cost is a barrier, I'm happy to talk through your options during a consultation including how to make the most of your out-of-network benefits.
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I accept all major credit and debit cards as well as HSA and FSA cards.
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PPO plans from Aetna, Blue Cross Blue Shield, Cigna, and United Healthcare/UMR tend to have the most usable out-of-network benefits. HMO plans typically do not include out-of-network coverage. If you're unsure what type of plan you have, the member services number on the back of your card is the fastest way to find out.